Payment terms calculator
Know when the invoice is actually due.
Calculate due dates for common net payment terms and preview how an early-pay discount changes the amount.
Invoice details
Due dates by payment terms
Net 15
June 22, 2026
15 days from invoice date
Net 30
July 7, 2026
30 days from invoice date
Net 45
July 22, 2026
45 days from invoice date
Net 60
August 6, 2026
60 days from invoice date
Net 90
September 5, 2026
90 days from invoice date
Early payment incentive
Offer your client a 2% discount if they pay within 10 days. Use this on your invoice: "Pay by June 17, 2026 and save 2%."
Full amount
$5,000.00
Client saves
$100.00
Early-pay total
$4,900.00
Common payment terms explained
Due on receiptPayment expected immediately upon delivery
Net 15Standard for small projects or trusted clients
Net 30Most common for freelancers and small business
Net 60/90Larger enterprises — negotiate early-pay discounts
2/10 Net 302% discount if paid in 10 days, otherwise Net 30